by Pam Lombard | Mar 22, 2026 | Uncategorized
🏡 How Property Taxes Compare: Florida vs. Michigan vs. New York vs. Pennsylvania (2026) 📊 Effective State Property Tax Rates (Percentage of home value paid annually) State Approx. Effective Property Tax Rate Source Insight 🌴 Florida ~0.74% One of the lower property...
by Pam Lombard | Mar 16, 2026 | Uncategorized
🏝 Luxury Real Estate in Pinellas County Why Discerning Sellers Choose Pam Lombard Selling a luxury home in Dunedin, Clearwater, Palm Harbor, or along the Gulf Coast is not the same as selling in the general market. Luxury buyers are strategic.They are analytical.They...
by Pam Lombard | Mar 15, 2026 | Uncategorized
🚗 Auto Insurance Premium Comparison (2026) 📍 Florida • Florida’s auto insurance costs are notably high compared with many states and often rank among the most expensive in the country. • According to Experian’s January 2026 data, the average annual cost of car...
by Pam Lombard | Mar 12, 2026 | Uncategorized
HOA vs Condo Associations in Florida: What Buyers Need to Know in Pinellas CountyIf you’re considering buying a home in Dunedin, Clearwater, Palm Harbor, or anywhere in Pinellas County, you’ll likely encounter communities governed by either a Homeowners...
by Pam Lombard | Mar 8, 2026 | Uncategorized
Florida vs. Michigan vs. New York vs. Pennsylvania (2026 Estimates) Average annual homeowners insurance premium (standard single-family home, $300K–$400K coverage range): State Avg. Annual Premium Approx. Monthly 🌴 Florida $4,000 – $6,000+ $330 – $500+ 🍁 Michigan...
by Pam Lombard | Mar 4, 2026 | Uncategorized
🏡 Why List Your Home With Me? Strategy. Experience. Local Expertise. Personal Commitment. Selling your home is not just a transaction. It’s a financial decision.It’s a timing decision.It’s often an emotional decision. And in today’s market — it’s absolutely a...
